1. The three Lokas, Bhur (terrestrial), Bhuvar (astral) and Svar (Kama and desires), collectively known as Triloki, have Kama as the guiding principle of existence and a recurrence of births and rebirths as its main characteristic.
The Triloki is destroyed with every Night of Brahma and its energies transferred to the higher loka (Mahar). With every Day of Brahma the Triloki is recreated.
The main occupants of the three Lokas are: humans in the Bhur Loka, disembodied souls, Munis and Siddhas in the Bhuvar Loka, and Devas, Ghandarvas and humans enjoying the fruits of their good karma in the Svar Loka.
Devas form an integral part of the Divine Hierarchy and have their roles to play in the upkeep of the universe. This is the reason Vedas lay so much stress on the performance of Vedic Yajnas to have communion with the Devas in the Svar Loka. This leads to a prolonged gratification of Kama in the Svar Loka, which is limited by the destined period of the Loka itself.
2. Mukti is living past the Triloki and getting liberated from the cycle of birth and death. For the liberated, there is one continued life, one continued existence on the higher worlds till the end of the cosmos or the Life of Brahma.
3. When a Yogi gives up his body, he draws the air in the Manipura Chakra to the Anahata, then to the Visuddha. Then he takes the vital air to Ajna Chakra between the eye-brows. Then he controls the seven holes (the ears, the eyes, the nostrils and the mouth). He then looks steadily for half a Muhurta, and if he has not a trace of desire left in him gives up the body and the Indriyas, passes out through the Brahma-randhra and attains the state of Vishnu.
In space when the Yogi moves towards the Brahma Loka or Satya Loka, he first goes by means of his Sushumna Nadi to Vaisvanara or the fire-god for the Sushumna by its light extends beyond the body. His impurities being all waslied away, he goes upwards to the Sisumara Chakra of Hari.
Then crossing that Chakra of Vishnu, which is the navel of the Universe, he reaches the Mahar Loka with his pure Linga Sarira. There the dwellers of Svarga cannot go. Mahar Loka is the abode of Brahmavids, where BhrigH and other adepts who live for a whole Kalpa dwell.
The Yogi remains in Mahar Loka till the end of the Kalpa, when, seeing the Triloki burnt up by fire from the mouth of Ananta or Sankarshana, the fires reaching even Mahar Loka, he moves towards the abode of Paramesthi (Satya Loka or Brahma Loka).
There are three courses for those that go to Brahma Loka. Some by the excellence of their merits get responsible cosmical positions at the next Kalpa. Others remain in the Brahma Loka till the end of the cosmos or Brahmanda. The Upasakas of Bhagavan however may at their will pierce through the cosmos or Brahmanda and reach the trans-cosmic plane of Vishnu.
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